Agentic AI for Finance

Financial Services & FinTech

Agents that decide, execute, and learn — not just flag and wait.

Most fintech AI watches transactions and waits for humans to act. By the time your team reviews the alert, the fraud has cleared. The customer has churned. The backlog has grown.

We build agentic AI that makes decisions autonomously — detecting fraud rings in real-time, processing documents with reasoning, and letting customers transact through conversation. Your team oversees and improves; the agents execute.

Your infrastructure. Your data. Yours to own.

Why Agentic

Traditional FinTech AI
Agentic FinTech

Transaction-level fraud scoring

Graph-based fraud ring detection

Rules-based credit decisions

RL-optimised, continuously learning policies

Field extraction from documents

Reasoning and context understanding

Alert and wait for human

Decide within guardrails, escalate exceptions

Chatbots that answer FAQs

Conversational agents that transact

Batch personalisation

Real-time, context-aware personalisation

Brittle workflows that break

Self-healing workflows that adapt

What We Build

Agentic AI systems for financial services

Graph-Based Fraud Detection

GNNs that detect fraud rings, coordinated attacks, and network-level anomalies — not just individual transaction flags

Autonomous Decisioning

Agents that make credit, fraud, and onboarding decisions within defined guardrails — humans supervise, not execute

Reasoning Document Processing

LLMs that understand documents — context, intent, inconsistencies — not just extract fields

Conversational Banking Agents

Customers query balances, initiate transfers, dispute charges, and resolve issues through natural language

Self-Healing Workflows

Agents that detect process failures, route around exceptions, and escalate only what truly needs human judgment

Reinforcement Learning for Credit

Policies that learn from outcomes — adapting limits, pricing, and risk thresholds continuously

Real-Time Personalisation

Agents that tailor offers, rates, and experiences in the moment — not batch segments

Network Intelligence

Transaction-level monitoring misses coordinated attacks. We build graph neural networks that see relationships, patterns, and risk propagation across your entire entity network.

Graph-Powered Detection

Fraud ring detection

Identify coordinated activity across accounts, devices, and behaviors

Relationship mapping

Hidden connections surfaced automatically

Coordinated attack detection

Patterns invisible to rules-based systems

Risk propagation

See how risk spreads across your network

Continuous learning

Models improve from analyst feedback via RLHF

See network-level risk, not just individual transactions
Detect fraud rings before they execute
Map entity relationships in real-time
Risk propagation tracking across counterparties
LIVE DEMO

Agentic AI in Action

Real AI agents working together autonomously to deliver results in your industry. Select a scenario and watch them work.

This is the exact agent architecture we deploy for clients today.

Finance
Transaction Monitoring Platform by paterhn
Real-time financial crime detection — 9 agents processing 50K txns/hour with human SAR review
Each node is an agent. Each arrow is a call. This is how production AI actually runs.
SCENARIO
Pick an industry, choose a scenario, hit Run.
INPUT PAYLOAD
volume50,000 txns/hour
transactionWire Transfer CHF 8,400
originatorAcme Corp (known customer)
beneficiarySupplier — 3-year relationship
patternMatches historical baseline
sanctionsClear
STATUS
Idle
Pending
Running
Complete
Human Review
ORCH
Orchestrator
ING
Ingest
RUL
Rules
BEH
Behavioral
NET
Network
ENS
Ensemble
ADP
Adaptive
SAR
SAR Queue
EVD
Evidence
Orchestrator
Decision
Data
Analysis
Human

Synthetic data for privacy. Architecture identical to live client deployments.

From the Field

30%

Fewer false positives

European digital bank, 10 weeks from kickoff to production.

Graph-based fraud detection + adaptive learning reduced analyst workload while improving catch rate.

Confidential Work

Most of our work is deep IP creation. Our clients protect what they're building. So do we.

But we can walk you through how we built it and what it achieved.

Talk to an Engineer

Technical Foundations

How we build agentic AI for finance & fintech, deployed on your infrastructure: cloud, on-prem, or hybrid. Swiss/EU data residency supported.

$ --technical-foundations
01. Graph Neural Networks
Fraud ring detection, network-based risk scoring
02. Reinforcement learning
Credit policies and pricing that learn from outcomes
03. LLM reasoning
Document understanding, not just extraction
04. Multi-agent orchestration
Specialist agents for fraud, credit, onboarding, service
05. Conversational AI
Natural language interfaces with transaction capability
06. Real-time decisioning
Sub-second decisions at scale
07. Explainability
Every decision traceable and auditable
08. Self-healing workflows
Automatic exception handling and rerouting
Deployed on your infrastructure — cloud, on-prem, or hybrid. Swiss/EU data residency supported.
8–12 weeks

From kickoff to production system. Not a demo—a working system on your infrastructure.

20+ years shipping ML100% IP ownershipNo vendor lock-inYour infrastructure